AIME-Average Indexed Monthly Earnings - Reverse Mortgage Glossary


Average Indexed Monthly Earnings - Social Security benefits are typically computed using “average indexed monthly earnings (AIME).” This average is essentially the 35 highest years of earnings indexed to the present by wage growth. A formula is applied to this average to compute the primary insurance amount (PIA). The PIA is the basis for the social security benefits that are paid to an individual.

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